Understanding Mortgage Points
When you get ready to purchase a home, one of the biggest factors in your decision is likely the cost. A home is one of the largest purchases that most people will make in their lifetime so a lot of…
When COVID-19 Impacts Your Mortgage
Paying the monthly mortgage is one of the most important responsibilities that a homeowner has. These payments go to principle and interest on your home loan, as well as property taxes and homeowner’s insurance. Experts recommend social distancing to combat…
What Options do you Have if you Can’t Make Your Mortgage During COVID-19?
COVID-19 has made millions of Americans feel the pain of smaller paychecks or no paycheck at all. While it’s certainly scary to be unable to make your mortgage payment, there are relief options out there for people just like you.…
The Fed Dropped Rates to 0%, What Does that Mean for Mortgage Rates?
Americans rejoiced when they heard the Fed dropped rates to 0%. That has to mean mortgage rates dropped close to 0% too, right? Unfortunately, that’s not the case. In fact, the Fed rate and mortgage rates aren’t directly related. The…
FHA Requirements are Tightening During the COVID-19 Pandemic – Why?
FHA loans may be a little harder to get these days, thanks to the COVID-19 pandemic. The once incredibly flexible loan program has gotten slightly more difficult to obtain, but the FHA themselves haven’t changed a thing. It’s the lenders…
Can you Refinance During the COVID-19 Coronavirus Outbreak?
There’s panic running through America and everyone is wondering what their new normal will look like, including their finances. An area many people are concerned about is their mortgage. Refinancing now could possibly save many homeowners money or put them…
How the COVID-19 Pandemic Impacts Renters
The recent coronavirus global pandemic has had widespread impacts to society in the United States. As Americans face new worries about their health and welfare, many have experienced job loss or income reduction as a result of social distancing measure…
Selling (or Buying) in Peak Real Estate Season
Produce has a season. So do sports. But did you know that real estate has a peak season as well? People buy and sell homes all year long but there are certain times of the year when more transactions are…
Buying a Home with a Pool or Hot Tub
Coming home from work, slipping into a bathing suit, and jumping into a crystal clear pool sounds great, right? The only thing that could make it better would be following it up by relaxing in the adjoining hot tub. Homes…
What a Mobile Notary Can Do for Your Home Purchase
One of the biggest events in a real estate transaction is the closing, when all parties sign the final contracts and ownership (and the key) is officially turned over to the buyer. But what happens when you have a busy…
