How to Get a Mortgage with Student Loan Debt
Student loans are the most common way to pay for college today, but when you graduate and are ready to buy a house, they can become a problem. If you have a lot of student loan debt, will you qualify…
What are Mortgage Discount Points and How Do They Work?
If your mind is set on a specific interest rate, but the market isn’t cooperating, you might consider paying mortgage discount points. At the right time, discount points can help you reduce your interest rate, but they cost money upfront.…
5 Common Mistakes First-Time Homebuyers Make and How to Avoid Them
Buying a home for the first time can be a thrilling experience, but it can also be stressful and confusing. As a first-time homebuyer, it's important to avoid common mistakes that can lead to financial setbacks or other issues. In…
6 Simple and Effective Ways to Get Approved for a Mortgage
Getting approved for a mortgage may feel overwhelming initially, especially since the requirements seem so strict, but it’s not as complicated as you think. The key is to be an informed borrower and know what lenders need to approve you…
Refinance Your Property to Consolidate Your Debt
Are you feeling overwhelmed by high-interest credit card payments, student loans, or other outstanding debts? Refinancing your property might be the solution you need to consolidate your debt and achieve financial freedom. Our team at Innovative Mortgage Brokers can walk…
What to Expect During the Homebuying Process
Buying a home can be an exciting and fulfilling experience, but it can also be a complicated and daunting process, especially for first-time homebuyers. Here is what you can expect during the homebuying process: Determine Your Budget and Get Pre-Approved…
Maximizing Your Mortgage: How to Get a Great Deal by Using a Mortgage Broker
When it comes to financing a home, one of the most critical decisions you'll make is choosing the right mortgage deal. There’s no one-size-fits-all approach when it comes to mortgages, but one way to maximize your deal is by using…
The Best Way to Manage your Money after Buying a Home
Buying a home is exciting, but it’s a big commitment too. So before jumping into homeownership, you should understand what it takes to manage your money after buying a home. Of course, no two homeowners will use the same…
Do you Need Perfect Credit to Buy a House?
It’s a common myth that you need perfect credit to buy a house. The truth is you don’t. You can buy a home with an average or sometimes even a low credit score. Of course, an excellent credit score…
15-Year versus 30-Year Mortgage – What’s the Difference?
Most homebuyers think of a 30-year mortgage when buying a house. It’s the most common because it has the lowest monthly payment, but there is also a 15-year option some buyers may want to consider. Here’s what you should…
