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As a prospective homebuyer in Pennsylvania or Florida, you may be wondering where to begin your journey towards homeownership. At Innovative Mortgage Brokers, we understand that the home-buying process can feel overwhelming, which is why we're here to guide you…
It’s a common myth that you need perfect credit to buy a house. The truth is you don’t. You can buy a home with an average or sometimes even a low credit score. Of course, an excellent credit score…
Credit card usage increased by 15% in the third quarter of 2022 versus the same time the previous year. With costs up and income down, it’s no wonder many people rely on credit cards regularly. But does having credit card…
It happens all the time. You get a mortgage approval, only to find out a few weeks later, you lost it. What gives? How could you lose approval after the underwriter provided it? It’s more common than you think, but…
The mortgage pre-approval is the most important initial part of the mortgage process. It’s the key to closing your loan on time and getting the financing you need. It’s strongly recommended to get pre-approved before looking at homes. It streamlines…
If you get your credit score from your credit card company or bank but then apply for a mortgage, and the score is different, you might wonder why. Two types of credit scores dominate the market – mortgage credit…
Here’s why your credit score can be different when applying for a mortgage. Why is your credit score for mortgage applications different from your score for credit card applications? A lot of clients ask me about this when I…
Credit is one of the most important parts of your home loan application. When applying for a mortgage, every lender working with you on buying a Philadelphia home will pull your credit. If your credit is not great, there are…
The December Deadline is Approaching: How to Avoid the New 0.5% Fee for Home Refinances. Mortgage refinancing rates have never been lower. Today, it makes perfect sense to review where refinancing can dramatically decrease your monthly payments. You will want…
We’re sitting in an optimal moment in time for homeowners who are ready to sell their houses and make a move this year. Today’s homeowners are, on average, staying in their homes longer than they used to, and this is…
