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Why Every 5-Star Review Matters So Much to Us - Turning Client Reviews into Better Service Every Day At Innovative Mortgage Brokers, our mission has always been to guide homeowners and buyers in Pennsylvania (PA) and Florida (FL) toward their…
Everything You Need to Know to Make Informed Real Estate Decisions If you're planning to buy or sell a home this winter, you're in luck! Two comprehensive FREE guides are now available to help you navigate the process with confidence:…
Now Accepting Higher Loan Limits, Higher Possibilities In a significant move to bolster homeownership and accommodate rising property values, the Federal Housing Finance Agency (FHFA) has announced an increase in the conforming loan limits for Fannie Mae and Freddie Mac…
Personalized Service and Better Rates Compared to Direct Lenders One of the most common questions we hear from homebuyers and investors is, "Is it better to use a mortgage broker or go directly to a lender?" Navigating the mortgage landscape…
Discover mortgage solutions tailored to low- and moderate-income buyers in Pennsylvania (PA) and Florida (FL). The concept of affordable home loan programs is essential for making homeownership accessible to a larger number of individuals. Affordable programs are designed to support…
What Fannie Mae, Freddie Mac, and FHA Require from Commission-Based Borrowers Commission income can be a powerful asset when qualifying for a mortgage. However, unlike salaried income, commission-based earnings have unique guidelines for qualification and documentation, particularly from major mortgage…
Fixed Rate, Variable Costs: Escrow's Impact on Mortgage Payments If you’re a homeowner, you may have noticed that your mortgage payment isn’t always the same each year, even if you have a fixed-rate mortgage. For many, this can come as…
Hidden Fees, Higher Rates: The Real Cost of Mortgage Industry Turnover The mortgage industry is known for its high turnover rate among loan officers. Many loan officers hop between companies, chasing higher commissions, bonuses, or other perks. While this may…
Who’s Buying Homes in 2024? A Look at Demographics and Trends The 2024 Profile of Home Buyers and Sellers by the National Association of Realtors (NAR) sheds light on significant shifts within the real estate landscape. With data spanning July…
No SSN? No Problem! How to Buy a House in the U.S. Without a Social Security Number Navigating the mortgage landscape as an ITIN holder can be challenging, especially when typical paths to homeownership often require a Social Security Number…
