Auto Added by WPeMatico
Simplifying Mortgage Approval for Entrepreneurs and Business Owners For self-employed individuals, qualifying for a mortgage can sometimes feel like an uphill battle. Traditional loans often rely on tax returns or pay stubs, which may not accurately represent your financial reality…
Breaking Down Income Guidelines for Fannie Mae, Freddie Mac, and FHA Loans When applying for a mortgage, your income plays a crucial role in determining your eligibility. For hourly employees, the process of calculating income can be slightly more nuanced…
A Smarter Way to Shop for Loans In the spirit of the season, many businesses are offering promotions and discounts to attract customers—and mortgage lenders are no exception. Over the next few months, you might find that lenders are lowering…
Why Chasing the Lowest Mortgage Rates May Cost You More in the End When you’re shopping for a mortgage, it’s natural to search for the best mortgage rates or the lowest mortgage rates you can find. Everyone wants to save…
Why Every 5-Star Review Matters So Much to Us - Turning Client Reviews into Better Service Every Day At Innovative Mortgage Brokers, our mission has always been to guide homeowners and buyers in Pennsylvania (PA) and Florida (FL) toward their…
Everything You Need to Know to Make Informed Real Estate Decisions If you're planning to buy or sell a home this winter, you're in luck! Two comprehensive FREE guides are now available to help you navigate the process with confidence:…
Now Accepting Higher Loan Limits, Higher Possibilities In a significant move to bolster homeownership and accommodate rising property values, the Federal Housing Finance Agency (FHFA) has announced an increase in the conforming loan limits for Fannie Mae and Freddie Mac…
Personalized Service and Better Rates Compared to Direct Lenders One of the most common questions we hear from homebuyers and investors is, "Is it better to use a mortgage broker or go directly to a lender?" Navigating the mortgage landscape…
Discover mortgage solutions tailored to low- and moderate-income buyers in Pennsylvania (PA) and Florida (FL). The concept of affordable home loan programs is essential for making homeownership accessible to a larger number of individuals. Affordable programs are designed to support…
What Fannie Mae, Freddie Mac, and FHA Require from Commission-Based Borrowers Commission income can be a powerful asset when qualifying for a mortgage. However, unlike salaried income, commission-based earnings have unique guidelines for qualification and documentation, particularly from major mortgage…
