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Non-QM and DSCR: Expanding Your Mortgage Options

How Innovative Mortgage Brokers Opens Doors to Unique Financing Options in PA & FL For many potential homeowners and real estate investors, traditional mortgage guidelines don’t always fit their unique financial situation. That’s where Non-Qualified Mortgage (Non-QM) programs and Debt…

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Mortgage Guidelines for Commission Income

What Fannie Mae, Freddie Mac, and FHA Require from Commission-Based Borrowers Commission income can be a powerful asset when qualifying for a mortgage. However, unlike salaried income, commission-based earnings have unique guidelines for qualification and documentation, particularly from major mortgage…

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Great News: We Now Offer Commercial Loans Nationwide!

Flexible Commercial Loans for Today’s Investors – We’ve Got You Covered At Innovative Mortgage Brokers, we’re thrilled to share some exciting news—our commercial loan offerings are now available nationwide (except California)! After months of building strong relationships with top-tier commercial…

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Key Trends in 2024 Profile of Home Buyers and Sellers: Insights from the NAR Report

Who’s Buying Homes in 2024? A Look at Demographics and Trends The 2024 Profile of Home Buyers and Sellers by the National Association of Realtors (NAR) sheds light on significant shifts within the real estate landscape. With data spanning July…

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Choosing the Right Renovation Mortgage Loan: FHA 203(k) vs. HomeStyle® vs. CHOICERenovation®

When it comes to financing home renovations, choosing the right loan program can make all the difference. Whether you're a homeowner looking to improve your property or an investor seeking to maximize returns, understanding the various renovation loan options available…

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