The home buying process can be an exciting, but daunting task. With so many steps and decisions to consider, it’s easy to feel overwhelmed. One of the most important roles in this process is that of a mortgage broker;…
For many people, buying a home is a major financial goal. Owning a home offers many advantages over renting, as it provides financial security, stability, and a sense of pride of ownership. In addition, owning a home can be a…
If you're in the process of purchasing a home, you may have heard the term "mortgage appraisal" mentioned. But what exactly is a mortgage appraisal, and why is it important? In this post, we'll take a closer look at the…
As a mortgage broker, we've heard it all when it comes to mortgage misconceptions. From outdated assumptions to outright myths, these misconceptions can prevent potential homeowners from taking the first step towards fulfilling their dream of homeownership. That's why we…
If you’ve built equity in your home, you might consider using it. A home equity line of credit offers easy access to your equity with flexible payments. You can use the cash immediately for a financial emergency or have the…
You might consider FHA loans if you don’t have perfect credit or need flexible underwriting requirements. This loan program offers more flexible guidelines, including allowing credit scores as low as 580. Lenders can offer more flexible guidelines with FHA loans…
We are beyond excited and humbled to announce that Philadelphia Magazine's Top Mortgage Professionals™ for 2023 has selected our very own Yury Shraybman at Innovative Mortgage Brokers! This prestigious award recognizes the top mortgage professionals in the Philadelphia area who…
Credit card usage increased by 15% in the third quarter of 2022 versus the same time the previous year. With costs up and income down, it’s no wonder many people rely on credit cards regularly. But does having credit card…
You sign your mortgage disclosures and budget carefully for the mortgage payment stated on them. You’d think that’s your payment for the next 30 years, but suddenly, your mortgage payment has increased. What’s the deal? It’s true, your mortgage payment…
When you’re thinking about buying a home, you’ll most likely will need financing. Understanding how the mortgage process works and what you must do to get approved can make the home-buying process much less stressful. Here’s how the mortgage process…
