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Understanding the human touch that refines home valuations for real-world accuracy If you’re like most homeowners or prospective buyers, you’ve probably looked up property values on Zillow or Redfin at one time or another. It’s quick, convenient, and provides a…
Understanding the Difference Between Mortgage Scores and Free Credit Scores If you’ve ever checked your credit score using a free online tool or your banking app, you might have felt proud seeing a solid three-digit number. But then, when you…
Breaking Down Income Guidelines for Fannie Mae, Freddie Mac, and FHA Loans When applying for a mortgage, your income plays a crucial role in determining your eligibility. For hourly employees, the process of calculating income can be slightly more nuanced…
A Smarter Way to Shop for Loans In the spirit of the season, many businesses are offering promotions and discounts to attract customers—and mortgage lenders are no exception. Over the next few months, you might find that lenders are lowering…
Personalized Service and Better Rates Compared to Direct Lenders One of the most common questions we hear from homebuyers and investors is, "Is it better to use a mortgage broker or go directly to a lender?" Navigating the mortgage landscape…
Fannie Mae, Freddie Mac, and FHA Programs Simplified for PA and FL Homeowners and Homebuyers When it comes to home renovation, financing is often the first hurdle. Fortunately, there are excellent loan programs available to help homeowners and buyers fund…
Discover mortgage solutions tailored to low- and moderate-income buyers in Pennsylvania (PA) and Florida (FL). The concept of affordable home loan programs is essential for making homeownership accessible to a larger number of individuals. Affordable programs are designed to support…
What Fannie Mae, Freddie Mac, and FHA Require from Commission-Based Borrowers Commission income can be a powerful asset when qualifying for a mortgage. However, unlike salaried income, commission-based earnings have unique guidelines for qualification and documentation, particularly from major mortgage…
No SSN? No Problem! How to Buy a House in the U.S. Without a Social Security Number Navigating the mortgage landscape as an ITIN holder can be challenging, especially when typical paths to homeownership often require a Social Security Number.…
From Start to Close: How We Reduce Mortgage Application Failures Getting a mortgage is a big step, but it can also be a confusing and frustrating process. A recent report by the Consumer Financial Protection Bureau (CFPB) revealed that around…
