What You Need to Know About These Flexible Financing Options In today’s shifting housing market, more borrowers are turning to non-QM (non-Qualified Mortgage) loans as a flexible alternative to traditional lending. Whether you're a real estate investor, self-employed borrower, or…
Promoting Equity, Sustainability, and Risk Management in Mortgage Finance The 2025 Scorecard for Fannie Mae, Freddie Mac, and Common Securitization Solutions (CSS) outlines the Federal Housing Finance Agency’s (FHFA) objectives and assessment criteria for these pivotal institutions. As conservator, FHFA…
Now Accepting Higher Loan Limits, Higher Possibilities In a significant move to bolster homeownership and accommodate rising property values, the Federal Housing Finance Agency (FHFA) has announced an increase in the conforming loan limits for Fannie Mae and Freddie Mac…
The Real Connection Between Politics and Mortgage Rates As the 2024 U.S. election nears, discussions are heating up about its potential impact on mortgage rates. While some may anticipate a clear direction for rates after the election, the reality is…
How Freddie Mac is Making Homebuying Easier for 2025 Freddie Mac's recent expansion of programs geared toward first-time homebuyers marks a significant shift in mortgage accessibility. They’ve made enhancements to several of their offerings, aiming to bridge financial gaps and…
Fannie Mae Unlocks 90% LTV Appraisal Waivers—Is Your Home Eligible? Fannie Mae today announced significant updates to its appraisal policies, aiming to make home valuation more efficient and cost-effective for borrowers. These changes, set to roll out in early 2025,…
What You Need to Know About Schooling and Mortgage Eligibility When applying for a mortgage, one of the key factors lenders evaluate is your employment history. Most mortgage programs require at least two years of consistent employment to consider your…
Fannie Mae's Latest Report: Lenders Find Huge Value in Simplifying Closing-Cost Descriptions In the world of mortgage lending, closing costs can be a source of confusion and frustration for borrowers. These fees, which often include everything from appraisal costs to…
Discover a cash-out refinance option that gives you access to more of your home’s equity without PMI If you're a homeowner looking to access the equity you've built in your home, there's a special financing option that might be the…
What Homebuyers and Homeowners Need to Know in Pennsylvania (PA) and Florida (FL) In recent years, conforming loan limits have played an increasingly important role in the housing market, providing borrowers with the opportunity to finance homes under more favorable…
