What Is a Hot Housing Market in Philadelphia?
If you have been looking to purchase a home in 2021, you have probably been told that you are in a “hot housing market” and to be ready for a long wait or fierce competition. What exactly is a hot…
Buy Your Philadelphia Home Using a 203(k) Loan
If you love the charm and character of older homes but don’t want to live in a construction zone as your DIY, consider using a 203(k) loan to purchase the fixer upper of your dreams. Learn how to use a…
Understanding Your Cash to Close When Buying a Philadelphia Home
You have saved and saved for a down payment on a new Philadelphia home and are finally ready to sign all of the paperwork and get the keys. Your lender sends over the final numbers and the cash to close…
Using the VA Streamline Loan in Philadelphia
Veterans buying a home often use a special loan, backed by the Department of Veteran’s Affairs to purchase a personal residence with no (or low) downpayment. But many may not know that once you use that loan, you can refinance…
What Price Unlisted Means in Real Estate
One of the first questions that potential homebuyers have about a property for sale is the purchase price. If you have done your research and are ready to buy a home, you likely have a budget in mind. Considering homes…
HUD-Approved Housing Counseling Agencies
No matter where you are in the homebuying process, you can reach out to a professional housing counselor through the U.S. Department of Housing and Urban Development’s (HUD) Housing Counseling service. Counseling agencies are available in all states. They can…
Mortgage Lenders are Adding the Refinancing Fee. You Can Still Avoid it if You Act Now.
The December Deadline is Approaching: How to Avoid the New 0.5% Fee for Home Refinances. Mortgage refinancing rates have never been lower. Today, it makes perfect sense to review where refinancing can dramatically decrease your monthly payments. You will want…
Ins and Outs of Homeowners Insurance
If you have looked at your monthly mortgage statement, you have probably seen a line for insurance. You may have even received an insurance bill annually. Here is what you need to know about homeowners insurance. Homeowner’s insurance is often…
Today’s Buyers Are Serious about Purchasing a Home
Today’s homebuyers are not just talking about their plans, they’re actively engaged in the buying process – and they’re serious about it. A recent report by the National Association of Home Builders (NAHB) indicates: “…. Of American adults considering a…
What Is the Difference between Working with a Realtor and a Real Estate Agent?
If you are buying or selling a home, you have probably considered working with a real estate professional to represent you during the process. Maybe you have even found someone already. When looking for someone to represent your interest, it…
