Now Accepting Higher Loan Limits, Higher Possibilities In a significant move to bolster homeownership and accommodate rising property values, the Federal Housing Finance Agency (FHFA) has announced an increase in the conforming loan limits for Fannie Mae and Freddie Mac…
Simplifying CRE and SBA Loans for Your Business Growth Are you looking to expand your business, invest in commercial real estate, or secure financing that propels your company forward? Navigating the world of commercial loans can be complex, but it…
Personalized Service and Better Rates Compared to Direct Lenders One of the most common questions we hear from homebuyers and investors is, "Is it better to use a mortgage broker or go directly to a lender?" Navigating the mortgage landscape…
Discover the Simplicity of Asset Based Financing for Investors In the world of real estate, financing options for small commercial properties and specific investment projects can be limited, especially for investors with unique financial backgrounds or those who need more…
What Fannie Mae, Freddie Mac, and FHA Require from Commission-Based Borrowers Commission income can be a powerful asset when qualifying for a mortgage. However, unlike salaried income, commission-based earnings have unique guidelines for qualification and documentation, particularly from major mortgage…
Hidden Fees, Higher Rates: The Real Cost of Mortgage Industry Turnover The mortgage industry is known for its high turnover rate among loan officers. Many loan officers hop between companies, chasing higher commissions, bonuses, or other perks. While this may…
Flexible Commercial Loans for Today’s Investors – We’ve Got You Covered At Innovative Mortgage Brokers, we’re thrilled to share some exciting news—our commercial loan offerings are now available nationwide (except California)! After months of building strong relationships with top-tier commercial…
Who’s Buying Homes in 2024? A Look at Demographics and Trends The 2024 Profile of Home Buyers and Sellers by the National Association of Realtors (NAR) sheds light on significant shifts within the real estate landscape. With data spanning July…
No SSN? No Problem! How to Buy a House in the U.S. Without a Social Security Number Navigating the mortgage landscape as an ITIN holder can be challenging, especially when typical paths to homeownership often require a Social Security Number.…
Navigating Fannie, Freddie, and FHA Guidelines For some individuals, capital gains income can be a crucial component in demonstrating financial stability during mortgage applications. If you are a real estate investor or earn income through asset sales, you may be…
