How to Use Your Investments to Secure a Home Loan If you have significant assets but don't meet traditional income qualifications for a mortgage, there's an innovative solution that might suit your needs: the Asset Utilization Mortgage, a type of…
Let’s be honest—refinancing your mortgage can feel like a hassle. It’s a process full of paperwork, waiting, and uncertainty, and for many homeowners, it’s been more stressful than it’s worth. Maybe you’ve been turned down for refinancing before, or your…
If you’re considering buying a home or refinancing your mortgage, you’ve probably come across the term conforming loan limits. These limits are crucial because they determine the maximum amount of a mortgage loan that can be acquired by government-sponsored enterprises…
Buying a home can feel like an overwhelming experience, especially when it comes to figuring out how to pay for it. The good news is that the Federal Housing Administration (FHA) offers an excellent option for people looking to purchase…
Securing a mortgage is one of the most important financial decisions you’ll make, and understanding the true cost of your loan is crucial. At Innovative Mortgage Brokers, we believe that you deserve a great deal, without wasting time or energy.…
When it comes to securing a mortgage, the experience should be more than just transactional—it should be about building a relationship based on trust, transparency, and genuine care for your financial well-being. At Innovative Mortgage Brokers, we pride ourselves on…
For real estate investors, protecting assets and optimizing tax strategies are top priorities. One effective way to achieve both is by purchasing investment properties under an entity such as a Limited Liability Company (LLC), a corporation, or a partnership. At…
One of the most common questions we receive when someone calls in is, “What’s your rate?” It’s an understandable question—after all, the interest rate is one of the most visible aspects of a mortgage and plays a significant role in…
As mortgage rates hit new lows, a refinance boom is on the horizon. Homeowners are eager to take advantage of these favorable conditions to lower their monthly payments, shorten loan terms, or tap into home equity. At Innovative Mortgage Brokers,…
Refinancing a mortgage can often seem like a daunting process, filled with complex requirements and extensive paperwork. However, for homeowners with an existing FHA-insured mortgage, the FHA Streamline Refinance program offers a simplified and efficient solution. This program is designed…
